Payments that recover themselves
SankofaPay catches failed mobile money subscriptions, retries them automatically, and follows up by SMS — so your customers pay and you keep the revenue.
0%
Recovery rate across every failed payment SankofaPay has tracked so far.
Built for businesses in Ghana
Why SankofaPay
Built for how people actually pay
SankofaPay (built for businesses in Ghana and Nigeria) is a payment-recovery layer for subscriptions billed through mobile money and Paystack. It catches failed MoMo and card charges the moment they happen, and works them back to a successful payment automatically.
Designed for subscription businesses who don't want to manually chase every failed charge, SankofaPay retries payments on a schedule and follows up by SMS — in GHS or NGN, matched automatically to the business's country — without anyone lifting a finger.
Automatic retries
When a MoMo charge fails, we retry it on day 1 and day 3 — no manual chasing needed.
SMS reminders
Customers get a friendly, localized nudge with a payment link when a retry doesn't land.
Verified webhooks
Every Paystack event is signature-verified before we touch your data.
The process
How the recovery timeline works
One sweep, once a day, moves every failed payment through its next stage automatically.
Day 0
Paystack sends a charge.failed webhook. SankofaPay logs it as pending.
Day 1
We quietly retry the charge against the gateway.
Day 3
We retry again, and send an SMS reminder with a payment link.
Day 7
One final SMS reminder. Still unpaid? We mark it failed and stop.
Ready to stop losing revenue?
Register your business and start recovering failed mobile money payments today — no card required to try it.